Financing & Incentives

Make Solar Affordable

Between state rebates, utility incentives, and flexible financing, going solar costs far less than you think. Here's how to make it work for your budget.

State & Local Rebates

Many states and utilities offer incentives that can slash your cost even further.

State Tax Credits

Many states offer their own tax credits ranging from 10-25% of system cost to lower what you pay.

Utility Rebates

Your local electric utility may offer upfront rebates of $500-$2,500+ when you install a qualifying solar system.

Net Metering

Sell excess energy back to the grid at retail rates. Your meter literally runs backward, earning you credits on your bill.

SRECs

In certain states, you earn Solar Renewable Energy Certificates worth $50-$400+ each that you can sell on the open market.

Property Tax Exemptions

Most states exempt solar installations from property tax increases, so your home value goes up without higher taxes.

Sales Tax Exemptions

Many states waive sales tax on solar equipment purchases, saving you an additional 5-10% on hardware costs.

Available incentives vary by state and utility. We'll identify every rebate and credit you qualify for during your free consultation.

Solar Loan Options

Go solar with $0 down. Our lending partners offer competitive rates so your monthly loan payment is often less than your current electric bill.

Most Popular

Solar Loan

4.99% APR as low as
10-25 years terms available
  • $0 down payment available
  • Fixed monthly payments
  • You own the system from day one
  • Qualify for available rebates & incentives
  • Increase your home value immediately
  • Typical payment: $100-$180/mo

Home Equity (HELOC)

6.5% APR as low as
5-20 years terms available
  • Use existing home equity
  • Interest may be tax-deductible
  • Lower rates for strong equity
  • Flexible draw and repayment
  • Full ownership of the system
  • Good for larger installations

FHA Title 1 / PACE

5.5% APR as low as
10-25 years terms available
  • Government-backed programs
  • No home equity required
  • Repaid through property taxes (PACE)
  • Stays with property if you sell
  • Available with lower credit scores
  • Covers panels, battery, and roof

Lease vs. Buy

Two paths to solar. Here's how they compare so you can choose what fits your situation best.

Recommended

Buy (Cash or Loan)

You own the system

  • Eligible for all state and local rebates
  • Increases your home resale value by 4-6%
  • Greatest long-term savings (25+ years of free energy)
  • Full control over your system and upgrades
  • Higher upfront cost (or monthly loan payment)
  • You handle maintenance (warranty covers most)
25-year savings: $40,000 - $80,000+ depending on system size and energy rates

Lease / PPA

Third party owns the system

  • $0 down, $0 upfront cost
  • Immediate savings on your electric bill
  • Maintenance and repairs included
  • Simple and hassle-free experience
  • Rebates & incentives go to the leasing company, not you
  • Lower overall savings compared to ownership
  • Can complicate home sale (lease transfer)
  • Possible annual rate escalators (1-3%/yr)
25-year savings: $15,000 - $30,000 depending on PPA rate and escalators

How to Get Started

We handle the paperwork for every incentive you qualify for. Here's our simple process.

01

Free Consultation

We assess your energy needs, roof, and budget to design the optimal system.

02

Incentive Review

We identify every state and local incentive you qualify for.

03

Financing Setup

Choose your financing option. We partner with top lenders for the best rates.

04

Install & Save

Professional installation, then start saving from day one while we handle permitting.

Find Out How Much You Can Save

Get a free, no-obligation quote with a full breakdown of available incentives, financing options, and projected savings tailored to your home.

Talk to our team

Free consultation, no obligation

US team is reachable 5pm–8am PH time.

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Philippines (local team) (set appointment)

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